Spiral Pay
OperatingBNPL point-of-sale tool that lets South African service businesses take payments from any buy-now-pay-later provider via links.
- BNPL
- South Africa
- Founded 2026
- spiralpay.co.za ↗
- Employees
- 11-50
About Spiral Pay
Spiral Pay is a buy-now-pay-later aggregation platform for brick-and-mortar service businesses in South Africa, with a focus on healthcare and essential service providers. Merchants generate payment links, share them by QR code or WhatsApp and let customers pay with the BNPL provider of their choice.
The product works in the browser with no card readers and no setup fees, and gives merchants a dashboard to track sales in real time. Spiral Pay positions itself as a merchant operating system and offers a free starting plan.
More BNPL startups in South Africa
- Sunshine Loans
Online short-term payday loans from R500 to R4,000 in South Africa · South Africa
- TapNGo
Buy now, pay later service for South African retail shoppers with AI-based credit approvals. · South Africa
- Motopay
Store for Uber drivers in South Africa to buy fuel, phones and gear and pay through their Uber account. · South Africa
- Fly n Pay Later
IATA-accredited South African flight booking site that lets travellers pay for tickets in instalments through PayJustNow, Happy Pay and Float. · South Africa
- Happy Pay
Happy Pay is pioneering responsible zero-interest payments. · South Africa
Frequently asked about Spiral Pay
- Where is Spiral Pay based and when was it founded?
- Spiral Pay is headquartered in South Africa and was founded in 2026.
- What sector is Spiral Pay in?
- Spiral Pay operates in BNPL, FinTech and Payments.