Spiral Pay

Operating

BNPL point-of-sale tool that lets South African service businesses take payments from any buy-now-pay-later provider via links.

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Employees
11-50

About Spiral Pay

Spiral Pay is a buy-now-pay-later aggregation platform for brick-and-mortar service businesses in South Africa, with a focus on healthcare and essential service providers. Merchants generate payment links, share them by QR code or WhatsApp and let customers pay with the BNPL provider of their choice.

The product works in the browser with no card readers and no setup fees, and gives merchants a dashboard to track sales in real time. Spiral Pay positions itself as a merchant operating system and offers a free starting plan.

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Frequently asked about Spiral Pay

Where is Spiral Pay based and when was it founded?
Spiral Pay is headquartered in South Africa and was founded in 2026.
What sector is Spiral Pay in?
Spiral Pay operates in BNPL, FinTech and Payments.