How much funding have BNPL startups in Africa raised?

BNPL startups in Africa have raised $199.4M in disclosed funding.

Who invests in BNPL startups in Africa?

4Di Capital has backed 1 BNPL startup, followed by Abdul Hassan (1) and Africa Startup Initiative (1).

BNPL Startups in Africa

StartupList Africa tracks 14 BNPL startups across Africa, which have raised $199.4M in disclosed funding. Egypt, Arab Rep. has the most, with 2, followed by Kenya (2) and Nigeria (2).

Updated 8 Oct 2026

Tracked Companies

Avg. Deal Size

$10M

Active Startups

Total Funding

$199.4M

Avg. Growth

-100%

BNPL companies

14 companies in this sector

Submit startup

Company	Tagline	Total Funding	Last Round	Team Size	Backers
PayingTone Rwanda	PayingTone is a marketplace that provides ecologically trackable products & services on credit.	-	- -	2-10	No Data
CentWise Rwanda	CentWise is bridging the funding gap for the millions of micro traders in Africa by derisking them through group-based collateral substitution.	-	- -	2-10	No Data
Aspira Kenya	Aspira is a Kenyan platform that allows customers to buy their dream products now and pay later in easy monthly installments.	-	- -	11-50	No Data
Sevi Kenya	Sevi provides a B2B buy now, pay later solution. The Sevi app facilitates buying products/stock/assets on credit and easy repayment.	-	Venture -	51-200	No Data
Blnk Egypt	Blnk is a fintech company with a mission of enabling inclusion through point-of-sale financing.	$106M	Venture -	51-200	No Data
GoCab Cote D'ivoire	GoCab: Ivorian fintech startup empowering entrepreneurs with accessible financial solutions.	$45M	Debt Financing -	51-200	No Data

Mylo Egypt	Mylo is a Cairo-based B2C fintech platform, spun out of B.TECH, offering Sharia-compliant consumer finance solutions.	$37M	Debt Financing -	201-500	No Data
Happy Pay South Africa	Happy Pay is pioneering responsible zero-interest payments.	$7M	Seed -	11-50	No Data
Done.ma Morocco	Done.ma unifies food, retail, and logistics into Morocco’s first all-in-one Super App.	$2M	Seed -	51-200	No Data
Klump Nigeria	Klump is a Buy Now, Pay Later product offering alternative checkout and in-store loans to customers and businesses.	$780K	Pre-seed -	2-10	No Data
Swipe Nigeria	At Swipe, our mission is to drive credit card adoption in Africa through our Cards as a Service (CAAS) solution	$650K	Pre-seed -	11-50	No Data
ProXalys Senegal	ProXalys is a flagship African platform specializing in sales with installment and deferred payment.	$150K	Pre-seed -	11-50	No Data
Motito Ghana	Motito is a consumer fintech company offering “Buy Now, Pay Later” services to individuals across Africa.	$139K	Pre-seed -	1-10	No Data
UltraTeb Egypt	UltraTeb is a Cairo-based B2B platform streamlining medical supply procurement with financing.	$50K	Grant -	11-50	No Data

Join the largest community of African tech investors and founders.

Already have an account?

Top BNPL investors in Africa

BNPL startups: quick facts

How many BNPL startups are there in Africa?: StartupList Africa tracks 14 BNPL startups across Africa.
How much funding have BNPL startups in Africa raised?: BNPL startups in Africa have raised $199.4M in disclosed funding.
Which African countries have the most BNPL startups?: Egypt, Arab Rep. has the most, with 2, followed by Kenya (2) and Nigeria (2).
Who invests in BNPL startups in Africa?: 4Di Capital has backed 1 BNPL startup, followed by Abdul Hassan (1) and Africa Startup Initiative (1).