Zeni

Zeni is a Kenyan digital platform for managing chamas and other group savings schemes, including tontines, susus, merry-go-rounds and rotating savings groups found across Africa. It moves group saving and investing from notebooks and WhatsApp threads into one app.

Groups can set up automated recurring contributions, track funds transparently and manage shared investments. Members sign up through the Zeni web app to join or create a group. The platform targets the informal savings groups that many Kenyan households use to pool money, giving treasurers and members a clear record of contributions and payouts.