Melanin Kapital
OperatingNairobi lender financing green SMEs in Africa's agricultural value chains against receivables, not collateral.
- FinTech
- Nairobi, Kenya
- Founded 2019
- melaninkapital.com ↗
About Melanin Kapital
Melanin Kapital finances green innovation across Africa's agricultural value chains using cash-flow-based lending rather than collateral. It lends to small and growing businesses in solar and irrigation, cold chain, agro-processing and carbon projects, underwriting on invoices that buyers already owe so financing is not gated on land titles or asset registries. Borrowers apply, sign and manage financing digitally. The company reports US$1.5 million disbursed, more than 20 green SMEs financed and over 400,000 smallholder farmers reached downstream.
Melanin Kapital was founded in 2019 in Nairobi, Kenya. It took part in Cohort 3 (2024) of the Visa Africa Fintech Accelerator.
More FinTech startups in Kenya
- Hurupay
Hurupay is a fintech platform offering stablecoin-backed virtual accounts for freelancers, remote workers, and individuals. · Kenya
- Popote
Popote is a Kenya based mobile app that enables businesses to make their payments with total control and up-to date record keeping. · Kenya
- agriBORA
agriBORA is a Kenyan agri-fintech transforming agriculture by merging digital tools, financial access, and market connectivity. · Kenya
- Shop Okoa
Shop Okoa is on a mission is to bridge the $5.2 trillion credit gap faced by SMEs in developing countries, particularly in Africa. · Kenya
- Jumuisha
Jumuisha is a Kenyan end to end bookings and financial management platform · Kenya
- Giftpesa
Giftpesa is a Kenyan FinTech startup offering gifting and loyalty rewards solutions for your team and clients. · Kenya
Frequently asked about Melanin Kapital
- Where is Melanin Kapital based and when was it founded?
- Melanin Kapital is headquartered in Nairobi, Kenya and was founded in 2019.
- What sector is Melanin Kapital in?
- Melanin Kapital operates in FinTech, Lending and Clean Tech.
