Zemo

Operating

Spend management for Kenyan businesses: company cards, expense tracking, payroll and cashflow forecasting

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About Zemo

Zemo is a spend management platform for businesses in Kenya. Companies issue cards to employees so they can buy what they need for work while finance teams keep control and real-time visibility of every expense. The platform adds free payroll and AI-assisted cashflow forecasting in the same dashboard, and says it is used by more than 500 Kenyan finance teams.

Zemo, which started out as Zemo Card, is based in Nairobi. It was selected for Startup Wise Guys' fintech Africa programme in 2022.

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Frequently asked about Zemo

Where is Zemo based?
Zemo is headquartered in Nairobi, Kenya.
What sector is Zemo in?
Zemo operates in FinTech, Payments and SaaS.