Flowt
OperatingUnsecured working capital for climate-smart small businesses in Africa, underwritten on verified financial data.
- FinTech
- Nairobi, Kenya
- Pre-seed
- Founded 2023
- flowt.africa ↗
- Total raised
- $550K
- disclosed
- Last round
- $550K
- Pre-seed
- Rounds
- 1
- since 2023
- Investors
- 3
- on record
- Employees
- 2-10
About Flowt
Flowt is a Nairobi-based lender that gives climate-smart small and growing businesses unsecured working capital. It connects to accounting and payment data, including M-Pesa records, and turns it into cash-flow-based credit assessments instead of relying on collateral. It was built inside the Delta40 venture studio and is led by founder Elana Laichena.
Flowt funding1 round
Flowt has raised $550K across 1 disclosed round. The latest is a $550K Pre-seed announced 26 Aug 2026, led by Delta40 Fund I.
Who has invested in Flowt
| Announced | Round | Lead · investors | Amount |
|---|---|---|---|
| 26 Aug 2026 | Flowt Pre-seed | Delta40 Fund I +2 | $550K |
Flowt founders & team
- Elana LaichenaFounder
Flowt competitorssame sector · similar funding
- Flow GlobalKampala, Uganda
- FinAccessNairobi, Kenya
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Frequently asked about Flowt
- Where is Flowt based and when was it founded?
- Flowt is headquartered in Nairobi, Kenya and was founded in 2023.
- Who founded Flowt?
- Flowt was founded by Elana Laichena (Founder).
- How much funding has Flowt raised?
- Flowt has raised $550K across 1 disclosed round. Its latest, a $550K Pre-seed, was announced on Aug 26, 2026.
- Who has invested in Flowt?
- Backers include Delta40 Fund I, Impacc and Argidius Foundation.
- What sector is Flowt in?
- Flowt operates in FinTech, Lending and ClimateTech.
