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Bank78

Operating

Digital microfinance bank in Nigeria: accounts, transfers, savings and bill payments

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About Bank78

Bank78 MFB (78 Microfinance Bank Ltd.) is a privately owned digital microfinance bank in Nigeria, licensed by the Central Bank of Nigeria and insured by the Nigeria Deposit Insurance Corporation. Its mobile and web app offers account opening, transfers, scheduled payments, savings and bill payments. Operations were launched in Lagos in November 2025.

Bank78 founders & team

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  • Mintyn

    The Soft Life Bank: digital banking, bills and payments in Nigeria · Nigeria

  • Dot

    Technology-led digital banking, productive credit and payments for underserved individuals and SMEs across Africa · Nigeria

  • Qore

    Cloud-native core banking and fintech infrastructure for African financial institutions · Nigeria

  • Woodcore

    Cloud-native core banking platform and APIs for financial institutions · Nigeria

  • Beamer Bank

    Digital banking for individuals and businesses: accounts, payments, cards, loans and investments · Nigeria

  • Endow

    Track creator income, sell products, and split revenue · Nigeria

All 12 Digital Banking startups in Nigeria

Frequently asked about Bank78

Where is Bank78 based?
Bank78 is headquartered in Victoria Island, Nigeria.
What sector is Bank78 in?
Bank78 operates in Digital Banking, FinTech and Microfinance.