How much funding have Digital Banking startups in Nigeria raised?

Digital Banking startups in Nigeria have raised $23.5M across 6 disclosed rounds.

Who invests in Digital Banking startups in Nigeria?

Adedotun Sulaiman has backed 1 of them, followed by Black Water Fund (1) and CPRES 203 (1). 4 investors have backed Digital Banking startups in Nigeria in total.

Where in Nigeria are Digital Banking startups based?

Lagos (6), Ibadan (1) and Ikorodu (1) have the most.

Sector × countryUpdated daily

Digital Banking startups in Nigeria

StartupList Africa tracks 13 Digital Banking startups in Nigeria, which have raised $23.5M across 6 disclosed rounds. Lagos has the most, with 6, followed by Ibadan (1) and Ikorodu (1). 4 investors have backed them.

Companies: 13; in Nigeria
Total raised: $23.5M; 6 rounds
Investors: 4; backed them

Updated 23 Oct 202613 companiesSource: SLA Startup IndexHow sectors are assigned →Full directory →

Digital Banking startups in Nigeria13

#	Startup	What they do	Last round	Raised	Team
1	MintynNigeria	The Soft Life Bank: digital banking, bills and payments in Nigeria	-	Not disclosed
2	PreSpendNigeria	A banking app that stops you from overspending. Set daily limits and split your money before you spend it.	-	Not disclosed
3	QoreNigeria	Cloud-native core banking and fintech infrastructure for African financial institutions	-	Not disclosed
4	DotNigeria	Technology-led digital banking, productive credit and payments for underserved individuals and SMEs across Africa	-	Not disclosed
5	WoodcoreNigeria	Cloud-native core banking platform and APIs for financial institutions	-	Not disclosed
6	Beamer BankNigeria	Digital banking for individuals and businesses: accounts, payments, cards, loans and investments	-	Not disclosed
7	EndowNigeria	Track creator income, sell products, and split revenue	-	Not disclosed
8	MkoboNigeria	Digital bank giving salaried workers early access to earned wages and savings	-	Not disclosed
9	Bank78Nigeria	Digital microfinance bank in Nigeria: accounts, transfers, savings and bill payments	-	Not disclosed
10	3kleNigeria	Digital banking, savings, loans and wealth management app	-	Not disclosed
11	gomoneyNigeria	Digital banking, shared payments and savings for Nigerians	-	Not disclosed
12	PrymeNigeria	Pryme provides personal and business multicurrency accounts in Nigeria.	Venture	$14M	11–50
13	KulipaNigeria	Kulipa: Paris‑based fintech, B2B stablecoin infrastructure with Nigerian presence.	Seed	$9M	1–10

SLA Startup Index · as of 23 Oct 2026 · raised is disclosed funding

Showing 1–13 of 13

Frequently asked about Digital Banking in Nigeria

How many Digital Banking startups are there in Nigeria?: StartupList Africa tracks 13 Digital Banking startups in Nigeria.
How much funding have Digital Banking startups in Nigeria raised?: Digital Banking startups in Nigeria have raised $23.5M across 6 disclosed rounds.
Who invests in Digital Banking startups in Nigeria?: Adedotun Sulaiman has backed 1 of them, followed by Black Water Fund (1) and CPRES 203 (1). 4 investors have backed Digital Banking startups in Nigeria in total.
Where in Nigeria are Digital Banking startups based?: Lagos (6), Ibadan (1) and Ikorodu (1) have the most.

Cite this page

StartupList Africa, “Digital Banking startups in Nigeria”, updated 23 Oct 2026.

startuplist.africa/countries/nigeria/industries/digital-banking