RankingFintech · Nigeria · 2025 Funding
Top Funded FinTech Startups in Nigeria of 2025
15 companies with $200.8M in 2025 funding between them. Moniepoint leads with $90M, followed by Lemonade Finance ($53M) and Kredete ($22M).
- 2025 Funding
- $200.8M
- 15 companies
- Median per company
- $4M
- average $13.4M
- Top 3 share
- 82%
- Moniepoint alone 45%
- Backer relationships
- 123
- across the 15
| # | Company | 2025 Funding |
|---|---|---|
| 1 |  Moniepoint provides a seamless platform to accept payments digitally, receive credit and access business management tools. | $90M |
| 2 |  Lemonade Finance is a Nigerian multi-currency payments solution. | $53M |
| 3 |  Kredete is a FinTech platform focused on enabling African immigrants to build credit scores and send money back home, | $22M |
| 4 |  Raenest is a modern, multi-currency platform for Africans that makes managing money across borders easy. | $11M |
| 5 | Cedar Money is simplifying Cross-border Transactions for Businesses in Africa. | $9.9M |
| 6 |  Umba is an Africa-focused digital bank, offering free bank accounts and financial services to customers. | $5M |
| 7 |  Carrot provides accessible line of credit to its users so they never have to liquidate their portfolio when they need quick cash. | $4.2M |
| 8 |  PayHippo is a Nigerian AI-Driven lending platform that finances small and medium sized businesses. | $4M |
| 9 |  OneDosh simplifies global payments, empowering freelancers and professionals with instant, borderless transactions. | $990K |
| 10 |  Stream Pay Platforms Africa delivers zero‑data digital subscriptions, empowering creators and consumers across Africa. | $500K |
| 11 |  Hizo is a Nigerian financial technology company revolutionizing cross-border transactions. | $100K |
| 12 |  ClapMi merges livestreaming with Web3 rewards, empowering creators and fans through blockchain engagement. | $20K |
| 13 |  Konnadex enables African merchants to accept stablecoin payments through seamless Web3 tools. | $20K |
| 14 |  Making formal financing accessible to smallholder farmers. | $10K |
| 15 |  DingPay offers offline‑ready digital wallets enabling secure, contactless payments across Africa. | $10K |
All 15 shown · generated 16 Feb 2026
Missing a company? Submit itFrequently asked about Top Funded FinTech Startups in Nigeria of 2025
- Which company leads Top Funded FinTech Startups in Nigeria of 2025?
- Moniepoint, with $90M, 45% of the $200.8M on this list. Lemonade Finance is second ($53M).
- How much did the companies on this list raise?
- $200.8M across 15 companies. The median company raised $4M. The top three took 82% of the total.
- Which cities are they based in?
- Lagos (11 companies), Asaba (1) and Enugu (1).
- How is this list built?
- This cohort contains startups classified as Fintech in Nigeria and is ranked by total USD funding announced in 2025. Funding values are limited to 2025; latest-round and company details reflect the most recent tracked data.
