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HomeListsTop Funded FinTech Startups in South Africa of 2025
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Updated Feb 16, 2026

Top Funded FinTech Startups in South Africa of 2025

Ranked by total funding announced in 2025 (USD) among FinTech startups in South Africa.

S
Curated by StartupList Africa
Total Funding
$419M
Avg Valuation
$0
Companies
15
Investors
108

Market Map

15 companies in this list

RankCompanyHQ LocationStageLast RoundTotal FundingBackers
1
dLocal
dLocaldLocal enables global merchants to accept and send payments across emerging markets via one API.
Cape Town, South AfricaPost-IPO SecondarySeptember 2025$191M9
2
Flow48
Flow48Flow48 enables SME growth by transforming future revenues into up-front capital under flexible terms.
Cape Town, South AfricaDebt FinancingFebruary 2025$69M13
3
Stitch
StitchStitch is a South African fintech platform building API to make Africa a world-leader in fintech.
Cape Town, South AfricaEarly Stage VentureApril 2025$55M23
4
Paymenow Group
Paymenow GroupPaymenow is a financial wellness and inclusion platform that allows employees on demand access to earned wages.
Stellenbosch, South AfricaDebt FinancingJuly 2025$45M4
5
Naked Insurance
Naked InsuranceNaked Insurance provides instant, honest insurance at game-changing prices.
Johannesburg, South AfricaEarly Stage VentureJanuary 2025$38M9
6
JUMO
JUMOJUMO is a technology platform, developed for building and running financial services.
Cape Town, South AfricaEarly Stage VentureNovember 2025$8M15
7
Jem HR
Jem HRJem is the employee benefits and HR platform built for deskless workers on WhatsApp.
Cape Town, South AfricaFunding RoundJuly 2025$3M13
8
Flood
FloodFlood enables telcos and banks to embed digital commerce, loyalty, and payments directly into their existing apps
Cape Town, South AfricaSeedAugust 2025$3M2
9
NjiaPay
NjiaPayNjiaPay is a Payments-as-a-Service platform focused on elevating online payments across the African continent.
Johannesburg, South AfricaEarly StageMarch 2026$2M1
10
TurnStay
TurnStayTurnStay thrives at the intersection of fintech and travel, championing hassle-free experiences in travel payments.
Cape Town, South AfricaSeedAugust 2025$2M8
11
SAPay
SAPaySAPay digitizes South Africa’s taxi fares with secure cashless payments, boosting efficiency, safety, and inclusion.
Johannesburg, South AfricaSeedSeptember 2025$1M1
12
Zazu Global
Zazu GlobalZazu Global empowers African SMEs with digital banking, invoicing, and cash flow management tools.
Cape Town, South AfricaEarly StageDecember 2025$1M7
13
MoneyBadger
MoneyBadgerMoneyBadger is eabling payments online and at the till using Bitcoin Lightning - an internet native currency.
Stellenbosch, South AfricaSeedJuly 2025$400K1
14
Street Wallet
Street WalletStreet Wallet converts digital payments into cash within 24 hours for unbanked Africans
Cape Town, South AfricaFunding RoundAugust 2025$350K0
15
mystocks.africa
mystocks.africaMyStocks.Africa is a B2C fintech platform giving retail investors access to live stock data and trading.
Cape Town, South AfricaEarly StageMay 2025$125K2

Showing 15 of 15 companies