Who invests in BNPL startups in Kenya?

Oxano Capital has backed 1 of them, followed by Renew Capital (1).

Sector × countryUpdated daily

BNPL startups in Kenya

StartupList Africa tracks 5 BNPL startups in Kenya. Nairobi has the most, with 5. 2 investors have backed them.

Updated 20 Oct 20265 companiesSource: SLA Startup IndexHow sectors are assigned →Full directory →

#	Startup	What they do	Last round	Raised	Team
1	SeviKenya	Sevi provides a B2B buy now, pay later solution. The Sevi app facilitates buying products/stock/assets on credit and easy repayment.	Venture	Not disclosed	51–200
2	SharaKenya	SME loans and instalment financing that help merchants grow by extending credit to their trusted customers	-	Not disclosed	11–50
3	AspiraKenya	Aspira is a Kenyan platform that allows customers to buy their dream products now and pay later in easy monthly installments.	-	Not disclosed	11–50
4	MosmosKenya	Save-to-buy commerce platform that lets Kenyan shoppers pay for products in flexible installments with no interest.	-	Not disclosed
5	MoPhonesKenya	Premium refurbished smartphones for Kenyan consumers with affordable weekly payment plans and a one-year warranty	-	Not disclosed	11–50

SLA Startup Index · as of 20 Oct 2026 · raised is disclosed funding

Showing 1–5 of 5

How many BNPL startups are there in Kenya?: StartupList Africa tracks 5 BNPL startups in Kenya.
Who invests in BNPL startups in Kenya?: Oxano Capital has backed 1 of them, followed by Renew Capital (1).
Where in Kenya are BNPL startups based?: Nairobi (5) have the most.

Cite this page

StartupList Africa, “BNPL startups in Kenya”, updated 20 Oct 2026.

startuplist.africa/countries/kenya/industries/bnpl