Zemi
OperatingHold payments until delivery to buy and sell safely on social commerce
About Zemi
Zemi is a trust and payment-protection platform for social commerce in Kenya. Buyers pay through a seller's checkout link with an M-PESA STK push; funds are held in escrow until delivery is confirmed (buyer OTP or rider verification) and are then paid out to the seller's M-PESA. The operator, Zemi Africa, is described as Nairobi-headquartered on LinkedIn. Co-founder and CEO Raphael Karanja (LinkedIn; TechPolyp interview, September 2026).
Zemi founders & team
- Raphael KaranjaCo-Founder and CEO
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Frequently asked about Zemi
- Where is Zemi based?
- Zemi is headquartered in Nairobi, Kenya.
- Who founded Zemi?
- Founders listed for Zemi include Raphael Karanja (Co-Founder and CEO).
- Who is the CEO of Zemi?
- Raphael Karanja is Zemi's Co-Founder and CEO.
- What sector is Zemi in?
- Zemi operates in Payments, E-Commerce and Escrow.
