Xpend logo

Xpend

Operating

Spend crypto across Nigeria: convert USDT to naira and pay bills, airtime and bank transfers

Are you the founder?
Updated Source: SLA Startup IndexHow we verify →
Total raised
$4K
disclosed
Last round
$4K
Grant
Rounds
1

About Xpend

Xpend is a mobile wallet that lets Nigerian users convert USDT and USDC into naira and use the balance for bank transfers, bill payments and airtime, according to its website. The site says payouts settle to Nigerian banks, that the service is in the CBN Sandbox, and that customer balances are held in segregated accounts with Nigerian banking partners (company claims, not independently verified). Its listed address is in Enugu, Nigeria.

Xpend funding1 round

Xpend has raised $4K across 1 disclosed round. The latest is a $4K Grant announced 08 Apr 2026.

RoundAmount
Xpend Grant08 Apr 2026$4K

Xpend founders & team

Showing 1 team members. A free account shows up to 4 team members; Pro shows all of them. Create free account

Xpend competitorssame sector · similar funding

More Cryptocurrency startups in Nigeria

  • Breet

    Cryptocurrency payments and conversion to local currencies · Nigeria

  • Jeroid

    Trade crypto, redeem gift cards, and pay bills without borders. · Nigeria

  • Patricia

    Patricia is a technology-driven alternative payments platform · Nigeria

  • Finna

    Stablecoin-backed loans, swaps and payments across borders · Nigeria

  • Swapam

    Convert crypto to Naira and pay everyday bills in one app · Nigeria

  • Obiex

    Crypto exchange for buying, selling and swapping digital assets across Africa · Nigeria

All 20 Cryptocurrency startups in Nigeria

Frequently asked about Xpend

Where is Xpend based?
Xpend is headquartered in Enugu, Nigeria.
Who founded Xpend?
Founders listed for Xpend include Ugwuagba Benard (Co-founder & CEO).
Who is the CEO of Xpend?
Ugwuagba Benard is Xpend's Co-founder & CEO.
How much funding has Xpend raised?
Xpend has raised $4K across 1 funding round. Its latest, a $4K Grant, was announced on 08 Apr 2026.
What sector is Xpend in?
Xpend operates in Cryptocurrency and Digital Payments.