Storspay

Storspay is a Nigerian FinTech building decentralised retail lending infrastructure for the internet (the Stripe for retail lending). Our APIs & software automate lending by retail investors to small businesses globally using stablecoin. Retail investors in North America only need their phone to lend to participating merchants (anywhere in the world) using just a debit/credit card. They enjoy 3x higher yield vs. savings account. Users can earn interest income (higher vs. their bank) by staking their balances to be lent at affordable rates to merchants in the network (who enjoy lower rates vs. banks). We are creating a new way for merchants and retail investors to exchange capital, one that puts them at the heart of the transaction while undoing the frictions of the current system through new paradigms- borderless instant lending, zero fees, community-driven higher interest income on user staking and lower rates on merchant borrowing. Backed by Techstars & J.P.Morgan , Storspay is building the Stripe for cross-border retail lending to small businesses globally.