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Spendin

Operating

Multi-currency wallet, cross-border transfers and virtual dollar cards for Africans

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About Spendin

Spendin is a consumer fintech app for holding, swapping and sending money across borders, with balances in currencies including naira, rand, Kenyan shilling and US dollars, virtual cards and stablecoin on- and off-ramps. The app is operated by Neona Technologies, which also runs the Neona Synergy B2B payments infrastructure. The B2C product launched in Q3 2025 according to a co-founder post.

Spendin founders & team

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  • EasySpend

    Convert crypto to Naira and spend online with USD cards. · Nigeria

  • LendSafe Care

    Digital money-lending app in Nigeria for fast loans paid into borrowers' bank accounts · Nigeria

  • TapReady

    SDK that lets any NFC-enabled device accept contactless card and local payments in emerging markets. · Nigeria

  • Cova

    Cova is a Nigerian FinTech startup which offers digital asset tracking and inheritance planning for everyone. · Nigeria

  • KachiPlug

    P2P digital asset exchange and cross-border payments for Nigerian freelancers, remote workers, and businesses. · Nigeria

  • VAS2Nets

    Telecom messaging, USSD, and payment services for enterprises · Nigeria

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Frequently asked about Spendin

Where is Spendin based?
Spendin is headquartered in Lagos, Nigeria.
Who founded Spendin?
Founders listed for Spendin include Timilehin Kayode (Co-Founder & CEO) and Heritage Falodun (Co-Founder & COO).
Who is the CEO of Spendin?
Timilehin Kayode is Spendin's Co-Founder & CEO.
What sector is Spendin in?
Spendin operates in FinTech, Payments and Cross-border Payments.