ShopOkoa
OperatingAI-driven savings, credit and cashflow tools for small and micro-enterprises in Africa
About ShopOkoa
ShopOkoa provides AI-driven credit and payment solutions to small and micro-enterprises in Africa. It operates as a membership-based system that combines daily savings, revenue-based financing and automated cashflow tracking, so shop owners can build savings, access working capital that flexes with their sales and keep better records of their money.
The Kenyan startup focuses on informal retailers who are often excluded from traditional bank lending. ShopOkoa was one of five Kenyan companies selected for the fourth cohort of the Visa Africa Fintech Accelerator in 2025.
More FinTech startups in Kenya
- Spinmobile
AI credit intelligence, KYC and business verification tools that help African lenders make faster credit decisions. · Kenya
- OdiBets
Online sports betting platform in Kenya with a lightweight app · Kenya
- Crediation
USSD-based stock financing and credit scoring for bars, restaurants and liquor stores in Kenya. · Kenya
- Giftpesa
Giftpesa is a Kenyan FinTech startup offering gifting and loyalty rewards solutions for your team and clients. · Kenya
- Camirel
Collect, settle and reconcile B2B payments across Africa · Kenya
- Tusenti
Turns digital transaction charges into installment payments for goods and services · Kenya
Frequently asked about ShopOkoa
- Where is ShopOkoa based?
- ShopOkoa is headquartered in Kenya.
- What sector is ShopOkoa in?
- ShopOkoa operates in FinTech, Lending and Artificial Intelligence.
