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PEMiG

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Causal AI credit scoring engine that helps African lenders score thin-file borrowers

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About PEMiG

PEMiG is a Nairobi-based credit intelligence platform. Its Causal Credit Scoring Engine helps banks, MFIs, SACCOs and digital lenders assess thin-file borrowers using behavioural, mobile-money and social-capital data and explain decisions. The pemig.co.ke company page names Philex Labs Limited as the company behind PEMiG. Disrupt Africa (8 May 2026) reports it was founded in 2022 by Felix Sifuna, Philip Amwata, Priya Maharaj and Lilian Kariba, and describes it as bootstrapped.

PEMiG founders & team

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Frequently asked about PEMiG

Where is PEMiG based and when was it founded?
PEMiG is headquartered in Nairobi, Kenya and was founded in 2022.
Who founded PEMiG?
Founders listed for PEMiG include Felix Sifuna (Founder and CEO) and Philip Amwata (Co-Founder and CTO).
Who is the CEO of PEMiG?
Felix Sifuna is PEMiG's Founder and CEO.
What sector is PEMiG in?
PEMiG operates in FinTech, Artificial Intelligence and Credit Scoring.