PayJoy
OperatingSmartphone-enabled finance for underserved consumers
- FinTech
- South Africa
- Debt
- Founded 2015
- payjoy.com ↗
Are you the founder?
- Total raised
- $500M
- disclosed
- Last round
- $140M
- Debt
- Rounds
- 3
- since 2015
PayJoy funding and investors
PayJoy has raised $500M across 3 disclosed rounds. The latest is a $140M Debt announced 02 Dec 2025.
- Round cadence
- 27 mo
- average gap
- $150MSeries CSeries C, $150M, $150M raised to date
- $140MDebtDebt, $140M, $290M raised to date
SLA Funding Index · grey is capital raised before each round
PayJoy funding rounds3 · newest first
| Announced | Round | Lead · investors | Amount |
|---|---|---|---|
| 02 Dec 2025 | Debt | Not disclosed | $140M |
| 05 Sep 2023 | Series C | Not disclosed | $150M |
Showing 2 of 3 rounds. A free account shows up to 4 rounds; Pro shows all of them. Create free account
Frequently asked about PayJoy
- How much funding has PayJoy raised?
- PayJoy has raised $500M across 3 funding rounds. Its latest, a $140M Debt, was announced on 02 Dec 2025.
Profile updated Source: SLA Startup IndexHow we count →
