PayDay Takaful
OperatingPayDay Takaful offers digital micro-insurance and salary-backed loans to empower low-income workers.
- Financial Services
- Sousse, Tunisia
- Pre-seed
- Founded 2022
- app.pdtakaful.com ↗
- Last round
- Pre-seed
- Rounds
- 4
- since 2022
- Investors
- 5
- on record
- Employees
- 2-10
About PayDay Takaful
PayDay Takaful (PDT) is a next-generation fintech platform that connects insurers, banks, and employers—including SMEs, corporates, and government entities—to empower low- and middle-income workers with inclusive financial solutions. Founded in 2022 and headquartered in Brockley, England, with a regional office in Sousse, Tunisia, PDT is reshaping workplace financial wellbeing across Africa and Europe.
Through a fully digital platform, PDT offers micro-insurance (Takaful) coverage and interest-free salary-backed loans to employees—without impacting employer cash flow or requiring credit checks. These tailored packages help workers manage unforeseen expenses before payday, avoiding costly overdrafts and financial stress.
By bridging ethical finance and digital innovation, PayDay Takaful is building a more resilient workforce—one paycheck at a time.
PayDay Takaful funding4 rounds
All 4 rounds →The latest is a Pre-seed announced 15 Oct 2025, led by UGFS.
Who has invested in PayDay Takaful
| Announced | Round | Lead · investors | Amount |
|---|---|---|---|
| 15 Oct 2025 | PayDay Takaful Pre-seed | UGFS +2 | Not disclosed |
| 08 Oct 2025 | PayDay Takaful Pre-seed | United Gulf Financial Services +2 | Not disclosed |
| 05 Mar 2025 | PayDay Takaful Seed | United Gulf Financial Services | Not disclosed |
| 01 May 2024 | PayDay Takaful Pre-seed | Seedstars | Not disclosed |
PayDay Takaful founders & team
Full team →- Marouan OmezzineCTO, Co-Founder
- Marouan OmezzineCTO, Co-Founder
- Shaher AbbasCo-Founder
- Mohamed Anouar GadhoumCEO
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Frequently asked about PayDay Takaful
- Where is PayDay Takaful based and when was it founded?
- PayDay Takaful is headquartered in Sousse, Tunisia and was founded in 2022.
- Who founded PayDay Takaful?
- PayDay Takaful was founded by Marouan Omezzine (CTO, Co-Founder), Marouan Omezzine (CTO, Co-Founder) and Shaher Abbas (Co-Founder).
- Who is the CEO of PayDay Takaful?
- Mohamed Anouar Gadhoum is PayDay Takaful's CEO.
- How much funding has PayDay Takaful raised?
- PayDay Takaful has raised 4 funding rounds; the amounts were not disclosed. Its latest, a Pre-seed, was announced on Oct 15, 2025.
- Who has invested in PayDay Takaful?
- Backers include UGFS, TALYS Group, BioProtection S.A, United Gulf Financial Services and 1 other.
- What sector is PayDay Takaful in?
- PayDay Takaful operates in Financial Services, FinTech and InsurTech.
