Lebalma

Lebalma is a buy now, pay later platform that offers instalment payments to consumers in Senegal. Through its app and online catalogue, customers finance essential purchases and repay them over time. It runs separate offers for people without a stable income (its Góorgóorlu option), for salaried workers who repay directly from their salary, and for companies that want to equip their staff through flexible payment schemes.

Based in Dakar, Lebalma presents itself as a new take on instalment payment in Africa and pairs financing with its own product catalogue, so customers can choose and finance purchases in one place. It has a venture profile on VC4A.