FirstOption

Operating

WhatsApp-based payments for sending money, collecting payments and paying bills by text or voice note.

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Employees
2-10

About FirstOption

FirstOption is a Nigerian fintech that runs payments and everyday services inside WhatsApp. Users send, request and collect money by typing a message in their own words or sending a voice note, and can buy airtime and data and pay bills in the same chat.

The service has both personal and business accounts, so merchants can collect payments through conversation. FirstOption publishes safety guidance on its website and aims to make moving money as simple as sending a message for users across Nigeria.

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Frequently asked about FirstOption

Where is FirstOption based and when was it founded?
FirstOption is headquartered in Nigeria and was founded in 2026.
What sector is FirstOption in?
FirstOption operates in FinTech and Payments.