Credx

Operating

Fintech app offering instant loans, buy now pay later, bill payments and tickets to Nigerian users.

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About Credx

Credx is a Lagos-based fintech app operated by Credx Nigeria Ltd. It combines instant loans, buy now, pay later, money transfers, utility payments and ticket purchases in a single app for consumers and small businesses.

The company states that loan processing takes under five minutes and offers repayment periods of up to 120 days. Its BNPL product works across more than 50 merchant outlets, and it also provides loans aimed at starting and growing businesses. Credx positions itself as an all-in-one app for financial and lifestyle needs, earning from credit products delivered through its mobile platform in Nigeria.

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Frequently asked about Credx

Where is Credx based and when was it founded?
Credx is headquartered in Lagos, Nigeria and was founded in 2024.
What sector is Credx in?
Credx operates in FinTech, Lending and BNPL.