Credably

Operating

Credit infrastructure powering consumer instalments and merchant BNPL in Nigeria on one AI risk engine.

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About Credably

Credably is a Nigerian credit infrastructure company that powers consumer instalment plans and merchant buy now, pay later on the same risk engine. Customers buy from partner stores and pay over time, while merchants get paid upfront. Its LinkedIn also describes AI credit scoring and identity APIs.

The Abuja company is onboarding new merchants in Abuja, Lagos and Benin City and lets customers find participating stores on its site. It states that it is certified by the Nigeria Data Protection Commission. Credably serves retailers and their customers in Nigeria.

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Frequently asked about Credably

Where is Credably based and when was it founded?
Credably is headquartered in Abuja, Nigeria and was founded in 2026.
What sector is Credably in?
Credably operates in FinTech, Lending and BNPL.