Cladfy
OperatingLending infrastructure giving SACCOs, microfinance lenders and fintechs credit scoring, loan management and WhatsApp banking.
- FinTech
- Nairobi, Kenya
- Founded 2019
- cladfy.com ↗
About Cladfy
Cladfy builds infrastructure for last-mile lending. Its platform helps SACCOs, cooperatives, fintechs and microfinance lenders originate loans faster, assess risk and automate repayments. Products include a core banking system for microlenders covering onboarding, KYC and KYB, and scorecards; CashIQ, which underwrites borrowers from mobile money and bank statement analysis using more than 1,000 data signals; and Paza, which lets banks and fintechs offer balance checks, repayments and transfers over WhatsApp without a mobile app or USSD. The company is based in Nairobi, Kenya.
Cladfy was founded in 2019 by Ebby Gatamu and Kibe John. It joined the first cohort of the ARM Labs Lagos Techstars Accelerator in 2023 and is a Techstars portfolio company.
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Frequently asked about Cladfy
- Where is Cladfy based and when was it founded?
- Cladfy is headquartered in Nairobi, Kenya and was founded in 2019.
- What sector is Cladfy in?
- Cladfy operates in FinTech, SaaS and Lending.
