ChatCash
OperatingChatCash empowers SMEs with AI-powered payments and conversational commerce tools.
- FinTech
- Harare, Zimbabwe
- Seed
- Founded 2017
- chatcash.africa ↗
- Total raised
- $1.1M
- disclosed
- Last round
- Seed
- Rounds
- 4
- since 2017
- Investors
- 4
- on record
- Employees
- 11-50
About ChatCash
ChatCash is a Zimbabwean fintech startup founded in 2023 that enables small businesses and informal traders to embed payments, sales, and customer management directly into messaging platforms like WhatsApp, Facebook Messenger, and Instagram. By turning everyday chats into commerce, ChatCash empowers merchants to transact digitally, automate workflows, and reach customers more effectively. Recognized by Visa’s Africa Fintech Accelerator program, the company is driving financial inclusion by providing mobile-first solutions tailored to Africa’s 44 million MSMEs. With its focus on conversational commerce and AI-powered automation, ChatCash is positioning itself as a key player in transforming how businesses operate across emerging markets.
ChatCash funding4 rounds
All 4 rounds →ChatCash has raised $1.1M across 4 disclosed rounds. The latest is a Seed announced 12 Aug 2025, led by Visa Africa Fintech Accelerator.
- $50KPre-seedPre-seed, $50K, $50K raised to date
- $100KGrantGrant, $100K, $150K raised to date
- $928KGrantGrant, $928K, $1.1M raised to date
SLA Funding Index · grey is capital raised before each round · 1 undisclosed round not drawn
Who has invested in ChatCash
| Announced | Round | Lead · investors | Amount |
|---|---|---|---|
| 12 Aug 2025 | ChatCash Seed | Visa Africa Fintech Accelerator | Not disclosed |
| 23 Jul 2024 | ChatCash Grant | Microsoft | $928K |
| 19 Jun 2024 | ChatCash Grant | US Africa Trade Commission | $100K |
| 07 Dec 2023 | ChatCash Pre-seed | SMECZ | $50K |
ChatCash founders & team
- John (Josiah) SakalaCEO & Co-Founder
ChatCash competitorssame sector · similar funding
- ChumzNairobi, Kenya
- Street WalletCape Town, South Africa
More FinTech startups in Zimbabwe
- BigDot
BigDot empowers SMEs with blockchain-powered super app solutions. · Zimbabwe
- FlexID
FlexID Technologies is Building Decentralized Digital Identity for Billions of people worldwide! · Zimbabwe
- Cashlinq
Digital Banking SaaS platform for African financial institutions · Zimbabwe
- Mbeu Yedu
Mbeu Yedu offers smallholder and rural farmers FinTech tools which can help them become key contributors to mainstream agricultural economy. · Zimbabwe
Frequently asked about ChatCash
- Where is ChatCash based and when was it founded?
- ChatCash is headquartered in Harare, Zimbabwe and was founded in 2017.
- Who founded ChatCash?
- ChatCash was founded by John (Josiah) Sakala (CEO & Co-Founder).
- Who is the CEO of ChatCash?
- John (Josiah) Sakala is ChatCash's CEO & Co-Founder.
- How much funding has ChatCash raised?
- ChatCash has raised $1.1M across 4 disclosed rounds. Its latest, a Seed, was announced on Aug 12, 2025.
- Who has invested in ChatCash?
- Backers include Visa Africa Fintech Accelerator, Microsoft, US Africa Trade Commission and SMECZ.
- What sector is ChatCash in?
- ChatCash operates in FinTech, Software as a Service (SaaS) and IaaS.
