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Apenia

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AI-driven digital finance platform offering salary advances, loans and savings in Kenya and beyond

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About Apenia

Apenia is a Nairobi-based digital finance company founded in 2023. It offers salary-advance, personal, logbook, SME and group loans, savings products and mobile-first banking services, with AI-based credit scoring and KYC. Its website states that Apenia operates under WeLend, a lender licensed by the Central Bank of Kenya, and reports more than 2,000 clients served. Its office is at the Chandaria Incubation and Innovation Centre, Thika Road, Nairobi.

Apenia founders & team

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  • MoneyBuddy

    AI credit intelligence for mobile money operators to verify, score and fund their agent networks. · Kenya

  • Pretium

    Pretium is a Kenyan fintech startup offering B2B stablecoin-powered APIs for instant, compliant cross-border settlements. · Kenya

  • Evopay

    Payments, parking, transit fare and access-control platform for businesses and institutions in Kenya. · Kenya

  • Dondaa

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Frequently asked about Apenia

Where is Apenia based and when was it founded?
Apenia is headquartered in Nairobi, Kenya and was founded in 2023.
Who founded Apenia?
Founders listed for Apenia include Jessy Kariuki (Co-Founder & COO).
What sector is Apenia in?
Apenia operates in FinTech and Neobank.