HomeListsTop Funded FinTech Startups in Kenya of 2022
Startup List
Public
Generated Feb 16, 2026

Top Funded FinTech Startups in Kenya of 2022

Ranked by total funding announced in 2022 (USD) among FinTech startups in Kenya.

Curated by StartupList Africa
Submit startup
2022 Funding
$91.6M
Avg Valuation
N/A
Companies
18
Backer relationships
121

Market Map

18 companies in this list

1
TerraPay

TerraPay simplifies global money movement – by providing a single connection to the most expansive cross-border payments network.

HQ Location
Nairobi, Kenya
Stage
Debt Financing
Latest tracked round
July 2024
2022 Funding
$23.8M
Backers
7
2
Tanda

Tanda is a Kenyan fintech startup working to revolutionize access to digital financial services for micro-retilers across Africa.

HQ Location
Nairobi, Kenya
Stage
Pre-Series A
Latest tracked round
October 2022
2022 Funding
-
Backers
6
3
Conduit

Conduit enables businesses to simply and cheaply move money between Latin America, Africa, China and the US at scale.

HQ Location
Nairobi, Kenya
Stage
Early Stage Venture
Latest tracked round
May 2025
2022 Funding
$17M
Backers
17
4
Lipa Later

Lipa Later is a digital lending marketplace providing "buy now pay later" services.

HQ Location
Nairobi, Kenya
Stage
Grant
Latest tracked round
October 2024
2022 Funding
$12M
Backers
11
5
Pyypl

Pyypl is a blockchain technology-based fintech providing digital payments and financial services for smartphone users.

HQ Location
Nairobi, Kenya
Stage
Early Stage Venture
Latest tracked round
February 2022
2022 Funding
$11M
Backers
0
6
Untapped Global

Untapped Global is connecting global investors to the most promising investment opportunities in Africa and other emerging markets

HQ Location
Nairobi, Kenya
Stage
Seed
Latest tracked round
May 2022
2022 Funding
$10.3M
Backers
1
7
Watu Credit

Watu Credit Limited offers asset financing (motorcycles and three-wheelers) and group lending products (short-term and business loans)

HQ Location
Mombasa, Kenya
Stage
Debt Financing
Latest tracked round
September 2026
2022 Funding
$7M
Backers
3
8
Credrails

Credrails is building the open finance rails for Africa by connecting various data sources into a single api for a variety of use cases.

HQ Location
Nairobi, Kenya
Stage
Seed
Latest tracked round
February 2022
2022 Funding
$2.5M
Backers
4
9
Koa

Koa is a an App based platform that helps you save and grow your money at the tap of a button

HQ Location
Nairobi, Kenya
Stage
Venture
Latest tracked round
March 2022
2022 Funding
$2.4M
Backers
3
10
Hakki Africa

Hakki Africa is a Kenya-based FinTech startup that provides microfinance services for small and medium-sized enterprises.

HQ Location
Nairobi, Kenya
Stage
Debt Financing
Latest tracked round
September 2025
2022 Funding
$1.9M
Backers
23
11
Churpy

Churpy is on a mission to make managing receivables operations secure and scalable for finance teams and developers.

HQ Location
Nairobi, Kenya
Stage
Seed
Latest tracked round
March 2025
2022 Funding
$1M
Backers
4
12
Alvin

Alvin is a smart money manager that helps people align their daily spending behaviors with their savings goals.

HQ Location
Westlands, Kenya
Stage
Seed
Latest tracked round
January 2022
2022 Funding
$740K
Backers
8
13
Kotani Pay

Kotani Pay enables blockchain protocols, dapps and blockchain fintech companies to integrate seamlessly to local payment channels in Africa.

HQ Location
Nairobi, Kenya
Stage
Early Stage
Latest tracked round
October 2025
2022 Funding
$600K
Backers
17
14
FinAccess

FinAccess is a Kenyan startup that provides banking software for microfinance organisations.

HQ Location
Nairobi, Kenya
Stage
Seed
Latest tracked round
August 2022
2022 Funding
$500K
Backers
4
15
Paycloud Africa

Paycloud empowers African SMEs with digital banking, smart POS, and AI-driven financing solutions.

HQ Location
Nairobi, Kenya
Stage
Early Stage
Latest tracked round
October 2024
2022 Funding
$400K
Backers
3
16
Incourage

Incourage enables agents to earn passive income by selling insurance via a digital platform.

HQ Location
Nairobi, Kenya
Stage
Seed
Latest tracked round
October 2025
2022 Funding
$350K
Backers
3
17
Nobuk Africa

Nobuk is a payments reconciliation company enabling groups and collectives in Africa to automate payment collection.

HQ Location
Nairobi, Kenya
Stage
Seed
Latest tracked round
March 2025
2022 Funding
$85K
Backers
4
18
hela.money

hela.money aims to digitise the way money moves and flows in the global economy.

HQ Location
Nairobi, Kenya
Stage
Non-equity Assistance
Latest tracked round
July 2023
2022 Funding
$50K
Backers
3

Showing 18 of 18 companies