HomeListsTop Funded FinTech Startups in Kenya of 2022
Startup List
Public
Updated Feb 16, 2026

Top Funded FinTech Startups in Kenya of 2022

Ranked by total funding announced in 2022 (USD) among FinTech startups in Kenya.

S
Curated by StartupList Africa
Total Funding
$112M
Avg Valuation
$0
Companies
18
Investors
120

Market Map

18 companies in this list

RankCompanyHQ LocationStageLast RoundTotal FundingBackers
1
TerraPay
TerraPayTerraPay simplifies global money movement – by providing a single connection to the most expansive cross-border payments network.
Nairobi, KenyaDebt FinancingJuly 2024$24M7
2
Tanda
TandaTanda is a Kenyan fintech startup working to revolutionize access to digital financial services for micro-retilers across Africa.
Nairobi, KenyaSeedOctober 2022$20M6
3
Conduit
ConduitConduit enables businesses to simply and cheaply move money between Latin America, Africa, China and the US at scale.
Nairobi, KenyaEarly Stage VentureMay 2025$17M17
4
Lipa Later
Lipa LaterLipa Later is a digital lending marketplace providing "buy now pay later" services.
Nairobi, KenyaGrantOctober 2024$12M11
5
Pyypl
PyyplPyypl is a blockchain technology-based fintech providing digital payments and financial services for smartphone users.
Nairobi, KenyaEarly Stage VentureFebruary 2022$11M0
6
Untapped Global
Untapped GlobalUntapped Global is connecting global investors to the most promising investment opportunities in Africa and other emerging markets
Nairobi, KenyaSeedMay 2022$10M1
7
Watu Credit
Watu CreditWatu Credit Limited offers asset financing (motorcycles and three-wheelers) and group lending products (short-term and business loans)
Mombasa, KenyaVentureAugust 2022$7M2
8
Credrails
CredrailsCredrails is building the open finance rails for Africa by connecting various data sources into a single api for a variety of use cases.
Nairobi, KenyaSeedFebruary 2022$3M4
9
Koa
KoaKoa is a an App based platform that helps you save and grow your money at the tap of a button
Nairobi, KenyaVentureMarch 2022$2M3
10
Hakki Africa
Hakki AfricaHakki Africa is a Kenya-based FinTech startup that provides microfinance services for small and medium-sized enterprises.
Nairobi, KenyaDebt FinancingSeptember 2025$2M23
11
Churpy
ChurpyChurpy is on a mission to make managing receivables operations secure and scalable for finance teams and developers.
Nairobi, KenyaSeedMarch 2025$1M4
12
Alvin
AlvinAlvin is a smart money manager that helps people align their daily spending behaviors with their savings goals.
Westlands, KenyaSeedJanuary 2022$740K8
13
Kotani Pay
Kotani PayKotani Pay enables blockchain protocols, dapps and blockchain fintech companies to integrate seamlessly to local payment channels in Africa.
Nairobi, KenyaEarly StageOctober 2025$600K17
14
FinAccess
FinAccessFinAccess is a Kenyan startup that provides banking software for microfinance organisations.
Nairobi, KenyaSeedAugust 2022$500K4
15
Paycloud Africa
Paycloud AfricaPaycloud empowers African SMEs with digital banking, smart POS, and AI-driven financing solutions.
Nairobi, KenyaEarly StageOctober 2024$400K3
16
Incourage
IncourageIncourage enables agents to earn passive income by selling insurance via a digital platform.
Nairobi, KenyaSeedOctober 2025$350K3
17
Nobuk Africa
Nobuk AfricaNobuk is a payments reconciliation company enabling groups and collectives in Africa to automate payment collection.
Nairobi, KenyaSeedMarch 2025$85K4
18
hela.money
hela.moneyhela.money aims to digitise the way money moves and flows in the global economy.
Nairobi, KenyaNon-equity AssistanceJuly 2023$50K3

Showing 18 of 18 companies