How much funding have Lending startups in Africa raised?

Lending startups in Africa have raised $1.2B in disclosed funding.

Who invests in Lending startups in Africa?

Cascador has backed 3 Lending startups, followed by GreenHouse Capital (3) and Launch Africa (3).

SectorUpdated daily

Lending startups in Africa

StartupList Africa tracks 254 Lending startups across Africa, which have raised $1.2B in disclosed funding. Nigeria has the most, with 88, followed by South Africa (48) and Kenya (44).

Companies: 254; in this sector
Avg. Deal Size: $11.5M
Total Funding: $1.2B

GroupFintech & Capital10 sectors

Updated 28 Oct 2026254 companiesSource: SLA Startup IndexHow sectors are assigned →Full directory →

All Lending startups254

+ Submit a startup

#	Startup	What they do	Last round	Raised	Team
1	AdvancePoaKenya	Short-term personal loan app for individuals in Kenya	Not disclosed	Not disclosed
2	SmartSolve FinanceSouth Africa	South African online lender offering personal loans with digital onboarding, facial recognition and free credit score access	Not disclosed	Not disclosed	11–50
3	Container Deposit FundKenya	Trade finance for African logistics firms, funding container deposits and arranging marine cargo cover.	Not disclosed	Not disclosed	2–10
4	NEAT MicrocreditNigeria	NEAT Microcredit is empowering entrepreneurs in Nigeria through collateral-free loans,	Debt Financing	Not disclosed	51–200
5	mboraMalawi	Malawian agri-fintech providing integrated village finance and irrigation pump financing for smallholder farmers.	Not disclosed	Not disclosed	11–50
6	Page FinancialsNigeria	Collateral-free loans, fixed deposits, and zero-fee payments	Not disclosed	Not disclosed
7	MulahSouth Africa	Online payday loans in South Africa of up to R8,000 with same-day approval.	Not disclosed	Not disclosed	11–50
8	DimeKenya	Mobile loan app giving formally employed Kenyans access to credit for goods and personal needs.	Not disclosed	Not disclosed	2–10
9	Good AfricaMorocco	Homeownership platform offering rent-to-own and renovate-to-own pathways for middle-income buyers, starting in Morocco.	Not disclosed	Not disclosed
10	CredablyNigeria	Credit infrastructure powering consumer instalments and merchant BNPL in Nigeria on one AI risk engine.	Not disclosed	Not disclosed	2–10
11	WolumaSenegal	Instalment financing that lets small businesses in Senegal buy equipment and pay over 12, 24 or 36 months.	Not disclosed	Not disclosed	2–10
12	ChamaTekKenya	Social credit network for Kenyan chamas with shared credit ratings and peer-to-peer lending tools.	Not disclosed	Not disclosed	2–10
13	FundingHubSouth Africa	Business finance marketplace where South African SMEs compare quotes from over 40 lenders with one application.	Not disclosed	Not disclosed	2–10
14	Blocka CashNigeria	Blocka Cash is a Nigerian mobile app for fast, instant personal loans	Not disclosed	Not disclosed
15	AirvantageSouth Africa	Embedded lending infrastructure that uses AI to score platform customers on usage data in underserved markets.	Not disclosed	Not disclosed	51–200
16	Credit LineMalawi	Malawian platform giving employees instant digital loans and buy-now-pay-later through partner lenders	Not disclosed	Not disclosed	2–10
17	Jali FinanceRwanda	Rwandan non-deposit-taking lender offering credit for clean products, income-generating assets and cars	Not disclosed	Not disclosed	11–50
18	O3 CardsNigeria	CBN-licensed non-bank credit card issuer in Nigeria offering Classic, Platinum and Global Mastercard credit cards.	Not disclosed	Not disclosed
19	TamwilMorocco	Digital platform helping entrepreneurs and companies in Morocco's Marrakech-Safi region find public and private financing.	Not disclosed	Not disclosed	2–10
20	GraceNineteenSouth Africa	Fintech and proptech platform offering rental deposit loans and deposit investments in South Africa.	Not disclosed	Not disclosed

SLA Startup Index · raised is disclosed funding

Showing 1–20 of 254

Visitors see the first 20 companies of each sector. Starter: 50 results per search. Pro: CSV export, Ask AI and valuations. See plans

Lending startups by countryby startups

All countries →

Top Lending investorsstartups backed

All investors →

Frequently asked about Lending in Africa

How many Lending startups are there in Africa?: StartupList Africa tracks 254 Lending startups across Africa.
How much funding have Lending startups in Africa raised?: Lending startups in Africa have raised $1.2B in disclosed funding.
Which African countries have the most Lending startups?: Nigeria has the most, with 88, followed by South Africa (48) and Kenya (44).
Who invests in Lending startups in Africa?: Cascador has backed 3 Lending startups, followed by GreenHouse Capital (3) and Launch Africa (3).

Cite this page

StartupList Africa, “Lending startups in Africa”, updated 28 Oct 2026.

startuplist.africa/industries/lending