How much funding have Credit startups in Nigeria raised?

Credit startups in Nigeria have raised $57.6M across 19 disclosed rounds.

Who invests in Credit startups in Nigeria?

Partech has backed 2 of them, followed by AfricInvest (1) and Aidi Ventures (1). 34 investors have backed Credit startups in Nigeria in total.

Where in Nigeria are Credit startups based?

Lagos (9), Ikoyi (1) and Kaduna (1) have the most.

Sector × countryUpdated daily

Credit startups in Nigeria

StartupList Africa tracks 13 Credit startups in Nigeria, which have raised $57.6M across 19 disclosed rounds. Lagos has the most, with 9, followed by Ikoyi (1) and Kaduna (1). 34 investors have backed them.

Companies: 13; in Nigeria
Total raised: $57.6M; 19 rounds
Investors: 34; backed them

Updated 21 Oct 202613 companiesSource: SLA Startup IndexHow sectors are assigned →Full directory →

Credit startups in Nigeria13

#	Startup	What they do	Last round	Raised	Team
1	ShecludedNigeria	Shecluded is a Nigerian financial services and business resource company for women by women.	Non-equity Assistance	Not disclosed	11–50
2	AjoMoneyNigeria	AjoMoney digitizes traditional group savings, offering secure, transparent credit access for communities.	-	Not disclosed	1–10
3	VittasNigeria	Vittas is a health‑focused fintech startup providing credit infrastructure for businesses in Africa’s healthcare ecosystem.	-	Not disclosed	1–10
4	PebbleScoreNigeria	Check and repair Nigerian credit reports and improve access to loans	-	Not disclosed
5	NEAT MicrocreditNigeria	NEAT Microcredit is empowering entrepreneurs in Nigeria through collateral-free loans,	Seed	Not disclosed	51–200
6	Cotrust EquityNigeria	Cotrust Equity harnesses KYC of target audience to provide unique credit plans to banked and unbanked Micro Traders in sub-Saharan Africa.	-	Not disclosed	11–50
7	InfraCreditNigeria	InfraCredit is a Nigerian startup which guarantees the credit quality of debt instruments issued to finance infrastructure assets in Nigeria.	Funding Round	$27M	2–10
8	KredeteNigeria	Kredete is a FinTech platform focused on enabling African immigrants to build credit scores and send money back home,	Series A	$25M	11–50
9	Carrot CreditNigeria	Carrot provides accessible line of credit to its users so they never have to liquidate their portfolio when they need quick cash.	Seed	$4M	11–50
10	CreditCheckNigeria	CreditCheck is building Africa's largest credit data Infrastructure that will improve access to better financial services for Africans.	Seed	$840K	2–10
11	SwipeNigeria	At Swipe, our mission is to drive credit card adoption in Africa through our Cards as a Service (CAAS) solution	Pre-seed	$650K	11–50
12	LendhaNigeria	Seamless credit and spend management tools to grow small businesses in Nigeria.	Pre-seed	$85K	11–50
13	Eden-Acres Integrated Organic FarmNigeria	Tech driven food systems company, combating post harvest loss and increasing farmer earnings through market access.	Non-equity Assistance	$3K	11–50

SLA Startup Index · as of 21 Oct 2026 · raised is disclosed funding

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Frequently asked about Credit in Nigeria

How many Credit startups are there in Nigeria?: StartupList Africa tracks 13 Credit startups in Nigeria.
How much funding have Credit startups in Nigeria raised?: Credit startups in Nigeria have raised $57.6M across 19 disclosed rounds.
Who invests in Credit startups in Nigeria?: Partech has backed 2 of them, followed by AfricInvest (1) and Aidi Ventures (1). 34 investors have backed Credit startups in Nigeria in total.
Where in Nigeria are Credit startups based?: Lagos (9), Ikoyi (1) and Kaduna (1) have the most.

Cite this page

StartupList Africa, “Credit startups in Nigeria”, updated 21 Oct 2026.

startuplist.africa/countries/nigeria/industries/credit