Sendu

Operating

Mobile money rail in Uganda that turns payments and savings-group activity into credit scores for banks and SACCOs.

Are you the founder?
Updated Source: SLA Startup IndexHow we verify →
Employees
2-10

About Sendu

Sendu is building embedded banking infrastructure for Uganda: a mobile money rail where every payment and savings contribution generates a credit score that banks and SACCOs can use to lend to people they currently cannot assess.

Its live product, Circle, digitises savings groups for SACCOs with mobile money collection, trust account settlement, lending infrastructure and 30 behavioural signals per member. Till, for interoperable merchant payments, is in pilot alongside Float, and a consumer Pay product for transfers and bills is in development. Sendu is based in Kampala with two to ten staff.

More FinTech startups in Uganda

  • QuickSente

    Instant short-term loans through a licensed digital lending app in Uganda · Uganda

  • DoveCash

    Digital short-term loans with fast approval and mobile-money disbursement in Uganda · Uganda

  • Patasente

    Finance-as-a-service platform offering purchase order and trade finance, payments and liquidity tools to SMEs. · Uganda

  • Beyonic

    Beyonic is a Ugandan mobile payment FinTech. · Uganda

  • OwlTech Solutions

    Ugandan enterprise software for fixed assets, visitors, queues and loan management for banks, MFIs, hospitals and governments · Uganda

  • Agent Banking Company

    Shared agent banking platform enabling Ugandan banks, MFIs and SACCOs to serve customers through 22,000+ agents. · Uganda

All 20 FinTech startups in Uganda

Frequently asked about Sendu

Where is Sendu based and when was it founded?
Sendu is headquartered in Kampala, Uganda and was founded in 2026.
What sector is Sendu in?
Sendu operates in FinTech, Payments and Lending.