Mtu na Pesa

Operating

Personal finance app for East Africa that tracks income, spending, savings, loans, investments and Chama groups.

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About Mtu na Pesa

Mtu na Pesa is a Tanzanian personal finance app that describes itself as a financial operating system for Africa. Users track income, expenses, savings goals, loans, investments and assets in one place to see their real net worth and build money discipline.

Built for mobile money users, the app works offline, supports both personal and business modes and includes AI insights and a discipline score. It also has Chama features for savings groups and learning content. Mtu na Pesa is free on iOS and Android, with a paid Premium tier that unlocks extra features.

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Frequently asked about Mtu na Pesa

Where is Mtu na Pesa based and when was it founded?
Mtu na Pesa is headquartered in Dar Es Salaam, Tanzania and was founded in 2025.
What sector is Mtu na Pesa in?
Mtu na Pesa operates in FinTech.