How much funding have Lending startups in Cape Town raised?

Lending startups in Cape Town have raised $172M across 12 disclosed rounds.

Who invests in Lending startups in Cape Town?

10K Ventures has backed 1 of them, followed by 212 (1) and Accion Venture Lab (1). 26 investors have backed Lending startups in Cape Town in total.

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Lending startups in Cape Town

StartupList Africa tracks 3 Lending startups in Cape Town, South Africa, which have raised $172M across 12 disclosed rounds. 26 investors have backed them.

Companies: 3; in Cape Town
Total raised: $172M; 12 rounds
Investors: 26; backed them

Updated 20 Oct 20263 companiesSource: SLA Startup IndexHow sectors are assigned →Full directory →

Lending startups in Cape Town3

#	Startup	What they do	Last round	Raised	Team
1	Flow48South Africa	Flow48 enables SME growth by transforming future revenues into up-front capital under flexible terms.	Debt Financing	$94M	11–50
2	LulalendSouth Africa	Digital business funding and banking for South African SMEs	Debt Financing	$77M	11–50
3	Retail CapitalSouth Africa	Retail Capital is a South African fintech company which provides funding to small and medium-sized businesses	Private Equity	$1M	51–200

SLA Startup Index · as of 20 Oct 2026 · raised is disclosed funding

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Frequently asked about Lending in Cape Town

How many Lending startups are there in Cape Town?: StartupList Africa tracks 3 Lending startups in Cape Town, South Africa.
How much funding have Lending startups in Cape Town raised?: Lending startups in Cape Town have raised $172M across 12 disclosed rounds.
Who invests in Lending startups in Cape Town?: 10K Ventures has backed 1 of them, followed by 212 (1) and Accion Venture Lab (1). 26 investors have backed Lending startups in Cape Town in total.

Cite this page

StartupList Africa, “Lending startups in Cape Town”, updated 20 Oct 2026.

startuplist.africa/location/cape-town/industries/lending