How much funding have Fintech startups in South Africa raised?

Fintech startups in South Africa have raised $2.6B across 215 disclosed rounds.

Who invests in Fintech startups in South Africa?

Crossfin Technology has backed 6 of them, followed by Endeavor Catalyst (5) and 4Di Capital (4). 277 investors have backed Fintech startups in South Africa in total.

Where in South Africa are Fintech startups based?

Cape Town (36), Johannesburg (33) and Stellenbosch (5) have the most.

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Fintech startups in South Africa

StartupList Africa tracks 89 Fintech startups in South Africa, which have raised $2.6B across 215 disclosed rounds. Cape Town has the most, with 36, followed by Johannesburg (33) and Stellenbosch (5). 277 investors have backed them.

Updated 16 Oct 2026

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Companies tracked

Disclosed funding

$2.6B

Investors

277

Fintech companies in South Africa

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Company	Sector	Stage	Raised	Employees
iKhokha South Africa	Technology	Venture	Undisclosed	201
Inoxico South Africa	Technology	Private Equity	Undisclosed	51
Entersekt South Africa	Technology	Private Equity	Undisclosed	51
Exchange4Free South Africa	Technology	-	Undisclosed	51
SwitchPay South Africa	Technology	-	Undisclosed	11
VantagePay South Africa	Technology	Series A	Undisclosed	11
Payflex South Africa	Technology	Corporate	Undisclosed	11
Efficacy Payments South Africa	Technology	Venture	Undisclosed	11
Xago South Africa	Technology	Funding Round	Undisclosed	11
Walletdoc South Africa	Technology	-	Undisclosed	11
Payment24 South Africa	Technology	Private Equity	Undisclosed	11
Whoosh South Africa	Technology	Non-equity Assistance	Undisclosed	11
Mobicred South Africa	Technology	-	Undisclosed	11
Pumpkn South Africa	Technology	Funding Round	Undisclosed	2
Abela South Africa	Technology	Grant	Undisclosed	2
CreditAis South Africa	Technology	Grant	Undisclosed	2
Troygold South Africa	Technology	Funding Round	Undisclosed	2
TradeSafe South Africa	Technology	Corporate	Undisclosed	2
TaxTim South Africa	Technology	Series A	Undisclosed	2
Ezeebit South Africa	Technology	-	Undisclosed	1

Fintech startups by city

Fintech startups in Cape Town36

Top Fintech investors in South Africa

Other sectors in South Africa

Fintech in South Africa: quick facts

How many Fintech startups are there in South Africa?: StartupList Africa tracks 89 Fintech startups in South Africa.
How much funding have Fintech startups in South Africa raised?: Fintech startups in South Africa have raised $2.6B across 215 disclosed rounds.
Who invests in Fintech startups in South Africa?: Crossfin Technology has backed 6 of them, followed by Endeavor Catalyst (5) and 4Di Capital (4). 277 investors have backed Fintech startups in South Africa in total.
Where in South Africa are Fintech startups based?: Cape Town (36), Johannesburg (33) and Stellenbosch (5) have the most.