How much funding have Credits startups in Africa raised?

Credits startups in Africa have raised $317.5M in disclosed funding.

Who invests in Credits startups in Africa?

Breega has backed 2 Credits startups, followed by Flat6Labs (2) and Google (2).

Credits Startups in Africa

StartupList Africa tracks 24 Credits startups across Africa, which have raised $317.5M in disclosed funding. Kenya has the most, with 6, followed by Nigeria (6) and South Africa (5).

Updated 7 Oct 2026

Tracked Companies

Avg. Deal Size

$12.7M

Active Startups

Total Funding

$317.5M

Avg. Growth

Credits companies

24 companies in this sector

Submit startup

Company	Tagline	Total Funding	Last Round	Team Size	Backers
Cotrust Equity Nigeria	Cotrust Equity harnesses KYC of target audience to provide unique credit plans to banked and unbanked Micro Traders in sub-Saharan Africa.	-	- -	11-50	No Data
NEAT Microcredit Nigeria	NEAT Microcredit is empowering entrepreneurs in Nigeria through collateral-free loans,	-	Seed -	51-200	No Data
Axa Credit Morocco	Specializing in hassle-free consumer credit solutions for Moroccans	-	- -	51-200	No Data
AgriCash Egypt	AgriCash provides PNPL service "Plant Now Pay Later" For Agri-inputs in Egypt for 12 months with 0% interest.	-	Seed -	11-50	No Data
Finplus Kenya	Finplus Group is a technology company building a new credit & commerce infrastructure for emerging markets.	-	Non-equity Assistance -	2-10	No Data
Pumpkn South Africa	Pumpkn leverages data to make credit assessments of agricultural small and medium-sized enterprises (agri-SMEs).	-	Funding Round -	2-10	No Data

CreditAis South Africa	CreditAis is a South African FinTech startup that uses behavioral data and machine learning to credit score micro-businesses	-	Grant -	2-10	No Data
Agel Egypt	Agel is Egypt’s First Islamic Fintech; aiming to provide alternative financing solutions that cater MSMEs unique needs.	-	Pre-seed -	11-50	No Data
Vittas Nigeria	Vittas is a health‑focused fintech startup providing credit infrastructure for businesses in Africa’s healthcare ecosystem.	-	- -	1-10	No Data
Shop Okoa Kenya	Shop Okoa is on a mission is to bridge the $5.2 trillion credit gap faced by SMEs in developing countries, particularly in Africa.	-	Seed -	2-10	No Data
Tasaheel Egypt	Tasaheel is a financing company for micro-projects with easy and simple payment systems.	$138M	Funding Round -	10,001+	No Data
Flow48 South Africa	Flow48 enables SME growth by transforming future revenues into up-front capital under flexible terms.	$94M	Debt Financing -	11-50	No Data
Hakki Africa Kenya	Hakki Africa is a Kenya-based FinTech startup that provides microfinance services for small and medium-sized enterprises.	$28M	Debt Financing -	11-50	No Data
Mogo Auto Kenya	Mogo is a Kenyan vehicle financing company.	$23M	Debt Financing -	1,001-5,000	No Data
Furaha Uganda	Furaha is a purpose-driven lending platform aiming to make finance accessible across sub-Saharan Africa.	$10M	Venture -	2-10	No Data
Asante Financial Services Group Kenya	Asante Financial Services Group is a Kenyan startup advancing financial independence of underserved small businesses and individuals in Africa.	$8M	Series A -	11-50	No Data
NFTfi South Africa	NFTfi is a simple marketplace for NFT collateralized loans.	$5M	Seed -	2-10	No Data
Carrot Credit Nigeria	Carrot provides accessible line of credit to its users so they never have to liquidate their portfolio when they need quick cash.	$4M	Seed -	11-50	No Data
Emata Uganda	Emata is a Ugandan AgTech startup revolutionising the way smallholder farmers in Africa access financing.	$3M	Seed -	11-50	No Data
Liquify Ghana	Liquify is an invoice financing platform connecting African SMEs with global capital markets.	$2M	Seed -	2-10	No Data

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Credits startups by country

Top Credits investors in Africa

Breegabacked 2
Flat6Labsbacked 2
Googlebacked 2
Plus Venture Capitalbacked 2
10K Venturesbacked 1
1kxbacked 1

Credits startups: quick facts

How many Credits startups are there in Africa?: StartupList Africa tracks 24 Credits startups across Africa.
How much funding have Credits startups in Africa raised?: Credits startups in Africa have raised $317.5M in disclosed funding.
Which African countries have the most Credits startups?: Kenya has the most, with 6, followed by Nigeria (6) and South Africa (5).
Who invests in Credits startups in Africa?: Breega has backed 2 Credits startups, followed by Flat6Labs (2) and Google (2).