What industries are covered on StartupList Africa?

The page covers major sectors such as fintech, commerce, health, enterprise software, AI, climate, logistics, and other emerging technology categories.

How should investors use these sector pages?

Use sector pages to compare startup density, identify active categories, and prioritize verticals before drilling into startup and investor profile data.

Can operators use sector pages for market analysis?

Yes. Operators can use the sector map to benchmark competitive landscapes, evaluate adjacent categories, and spot partnership opportunities.

Home IndustriesCredits

Credits Startups in Africa

Players like Mogo Auto, Asante Financial Services Group, and NFTfi are making waves in the Southern African credit market. Local business leaders are cautiously optimistic, seeing the potential for increased access to credit and financial inclusion. However, concerns remain about regulatory clarity, affordability, and the need for responsible lending practices.

Tracked Companies

Total Sectors

Market Map

24 companies in this sector

Company	Tagline	Total Funding	Last Round	Team Size	Backers
Cotrust Equity Nigeria	Cotrust Equity harnesses KYC of target audience to provide unique credit plans to banked and unbanked Micro Traders in sub-Saharan Africa.	-	- -	11-50	No Data
NEAT Microcredit Nigeria	NEAT Microcredit is empowering entrepreneurs in Nigeria through collateral-free loans,	-	Seed -	51-200	No Data
Axa Credit Morocco	Specializing in hassle-free consumer credit solutions for Moroccans	-	- -	51-200	No Data
AgriCash Egypt	AgriCash provides PNPL service "Plant Now Pay Later" For Agri-inputs in Egypt for 12 months with 0% interest.	-	Seed -	11-50	No Data
Finplus Kenya	Finplus Group is a technology company building a new credit & commerce infrastructure for emerging markets.	-	Non-equity Assistance -	2-10	No Data
Pumpkn South Africa	Pumpkn leverages data to make credit assessments of agricultural small and medium-sized enterprises (agri-SMEs).	-	Funding Round -	2-10	No Data

CreditAis South Africa	CreditAis is a South African FinTech startup that uses behavioral data and machine learning to credit score micro-businesses	-	Grant -	2-10	No Data
Agel Egypt	Agel is Egypt’s First Islamic Fintech; aiming to provide alternative financing solutions that cater MSMEs unique needs.	-	Pre-seed -	11-50	No Data
Vittas Nigeria	Vittas is a health‑focused fintech startup providing credit infrastructure for businesses in Africa’s healthcare ecosystem.	-	- -	1-10	No Data
Shop Okoa Kenya	Shop Okoa is on a mission is to bridge the $5.2 trillion credit gap faced by SMEs in developing countries, particularly in Africa.	-	Seed -	2-10	No Data
Tasaheel Egypt	Tasaheel is a financing company for micro-projects with easy and simple payment systems.	$138M	Funding Round -	10,001+	No Data
Flow48 South Africa	Flow48 enables SME growth by transforming future revenues into up-front capital under flexible terms.	$94M	Debt Financing -	11-50	No Data
Hakki Africa Kenya	Hakki Africa is a Kenya-based FinTech startup that provides microfinance services for small and medium-sized enterprises.	$28M	Debt Financing -	11-50	No Data
Mogo Auto Kenya	Mogo is a Kenyan vehicle financing company.	$23M	Debt Financing -	1,001-5,000	No Data
Furaha Uganda	Furaha is a purpose-driven lending platform aiming to make finance accessible across sub-Saharan Africa.	$10M	Venture -	2-10	No Data
Asante Financial Services Group Kenya	Asante Financial Services Group is a Kenyan startup advancing financial independence of underserved small businesses and individuals in Africa.	$8M	Series A -	11-50	No Data
NFTfi South Africa	NFTfi is a simple marketplace for NFT collateralized loans.	$5M	Seed -	2-10	No Data
Carrot Credit Nigeria	Carrot provides accessible line of credit to its users so they never have to liquidate their portfolio when they need quick cash.	$4M	Seed -	11-50	No Data
Emata Uganda	Emata is a Ugandan AgTech startup revolutionising the way smallholder farmers in Africa access financing.	$3M	Seed -	11-50	No Data
Liquify Ghana	Liquify is an invoice financing platform connecting African SMEs with global capital markets.	$2M	Seed -	2-10	No Data

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