Adham Azzam

Adham is a seasoned entrepreneur and skilled leader with a passion for addressing real-world problems and making a positive impact. He is currently focusing his efforts on solving financial challenges for migrants and their families in Egypt through his company, Balad. Before co-founding Balad, Adham co-founded Lnddo, the first licensed revenue-based lender with a banking license in the Abu Dhabi Global Market. The company provides merchant cash advances for both online and offline merchants in the United Arab Emirates. Adham has also spent several years working as a Senior Investment Officer at the International Finance Corporation (IFC) in the Middle East and North Africa region, where he advised governments on the development and implementation of public-private partnerships. Adham holds an Executive MBA from INSEAD and an engineering degree from the National Institute of Applied Sciences in France. He is fluent in Arabic, French, German, and English.